A continuous third party relationship between a factor, a seller and its buyers where the seller assigns their trade receivables, arising from the sales of goods or provision of services towards their buyers, to the factor. These services are addressed to Companies who sell on a repeat basis in international markets, to Small and medium enterprises (SME’s) but large corporations also who wish not only the flexible and immediate funding but also outsourcing their sales ledger administration and collection of trade receivables to highly specialized outsourcers (factoring companies). Finally, to Corporations who plan to sell their trade receivables aiming to accelerate their cash flow and improve their financial structure and image through balance sheet effects, getting rid of their "lazy capital”.
Optima factors, a subsidiary of the Optima bank group, with its advanced digital platform "e-factor", upgrades the way businesses access factoring agency services.
Optima factors provides high quality factoring services, meeting the needs of businesses looking for improved cash flow and efficient management of their receivables. With the presentation of the enriched "e-factor" platform, Optima factors offers its clients a modern management environment, according to their needs, providing the possibility of trading and also updating them 24/7, in a fast and secure way.
